Source Selection Policy

By the NewEdgePolicy Editorial Team · Last updated 13 July 2026

We rank sources by authority. Regulators and primary documents sit at the top; insurer and aggregator marketing sits at the bottom and is never used as proof.

Our source hierarchy

  1. Regulators and government — IRDAI, RBI (where relevant), the Income Tax Department, the Ministry of Finance, and official gazettes.
  2. Primary product documents — the insurer's policy wording, prospectus, and IRDAI-filed brochure.
  3. Official data — IRDAI annual reports, handbooks, and claim-settlement disclosures.
  4. Reputable secondary reporting — used to find and cross-check primary sources, not as the final word.

Sources we exclude

We do not rely on insurer or aggregator marketing pages, unverified user forums, or content whose primary purpose is to sell a policy. Where market practice differs from the letter of a regulation, we flag the difference rather than paper over it.

Keeping this honest. If any statement here is inaccurate, out of date, or unclear, please tell us. We log corrections with the date they were made. This page is reviewed on our standard editorial cycle.

Related policies

Research MethodologyWe research every topic from primary sources first — IRDAI regulations and circulars, insurer policy wordings, and official government data — before writing a single sentence.
Evidence MethodologyKey claims carry a machine-readable evidence record — the authority behind them, the source, its date, and a confidence level — so you and AI systems can verify them.
Fact-Checking PolicyBefore a page publishes, its material claims are checked against the primary source and recorded in our evidence layer. Anything we cannot verify does not go in as fact.
How We Evaluate Insurance ProductsWe are transparent about our method: we analyse policy wordings, IRDAI filings, and public data. We do not run proprietary "tests," accept payment for ratings, or claim hands-on trials we have not done.

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