Evidence Methodology

By the NewEdgePolicy Editorial Team · Last updated 13 July 2026

Key claims carry a machine-readable evidence record — the authority behind them, the source, its date, and a confidence level — so you and AI systems can verify them.

Traceable claims, not assertions

Our platform runs an evidence layer. Material claims are linked to an evidence record containing: the issuing authority (for example, IRDAI), the specific source, its publication date, whether we have verified it, a confidence level, and the claim type. These records are also emitted as structured citation data so search engines and AI assistants can trace our statements back to their origin.

Confidence levels

High — grounded directly in a current regulation, circular, or the policy wording itself.
Medium — well-established market practice or a widely documented interpretation that may vary by insurer.
Low — general guidance or an area where rules are evolving or insurer-specific; treat as directional.

Why this matters for you

Insurance decisions are financial decisions. Showing our evidence — and being honest about how confident we are — lets you weigh each statement rather than trust it blindly. Where confidence is low or a rule is changing, we say that plainly instead of overstating certainty.

Keeping this honest. If any statement here is inaccurate, out of date, or unclear, please tell us. We log corrections with the date they were made. This page is reviewed on our standard editorial cycle.

Related policies

Research MethodologyWe research every topic from primary sources first — IRDAI regulations and circulars, insurer policy wordings, and official government data — before writing a single sentence.

Source Selection PolicyWe rank sources by authority. Regulators and primary documents sit at the top; insurer and aggregator marketing sits at the bottom and is never used as proof.

Fact-Checking PolicyBefore a page publishes, its material claims are checked against the primary source and recorded in our evidence layer. Anything we cannot verify does not go in as fact.

How We Evaluate Insurance ProductsWe are transparent about our method: we analyse policy wordings, IRDAI filings, and public data. We do not run proprietary "tests," accept payment for ratings, or claim hands-on trials we have not done.

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