Privacy Policy

1. About Us

NewEdgePolicy is an independent digital media platform that provides insurance news, product information, expert guides, and plan comparisons. We cover term life insurance, health insurance, motor insurance, home insurance, and travel insurance to help readers make informed financial decisions. We are not an insurer, broker, or financial advisor — we are a publisher and information resource.

2. Information We Collect

We do not collect personally identifiable information unless you voluntarily submit it to us (e.g., via our contact form, newsletter sign-up, or product enquiry forms). The types of information we may collect include:

• Contact form data — name, email address, and optional phone number if you submit our general contact form.
• Retirement Plan Enquiry Form data — if you submit our Retirement Plan enquiry form, we collect your full name, email address, phone number, age, city, and annual income range. This data is collected with your explicit consent and is used solely to connect you with a qualified insurance advisor who can assist with your retirement planning enquiry. By submitting this form, you consent to NewEdgePolicy retaining this data and sharing it with relevant licensed financial or insurance advisors for this specific purpose.
• Newsletter subscriptions — email address when you sign up for our newsletter.
• Usage data — anonymised data such as browser type, operating system, referral source, pages visited, and IP address, collected automatically via analytics tools.
• Cookies and tracking data — see Section 6 below.

3. How We Use Information

We use the information we collect to:

• Respond to enquiries submitted via our contact form.
• Send newsletter updates if you have subscribed (you may unsubscribe at any time).
• Improve website functionality, content, and user experience.
• Analyse visitor behaviour to optimise layout and content relevance.
• Serve relevant advertisements through our advertising partners (Google AdSense).

4. Legal Bases for Processing

We process your data only when we have a legal basis to do so, such as:

• Your consent (e.g., newsletter subscription, contact form submission).
• Compliance with legal obligations.
• Legitimate interests, such as maintaining and improving our website and preventing fraud.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share limited data with the following categories of service providers:

• Insurance advisors and partners — if you submit an enquiry form (such as the Retirement Plan Enquiry Form), your submitted details (name, email, phone, age, city, income range) may be shared with licensed, IRDAI-registered insurance advisors or partner financial professionals for the exclusive purpose of fulfilling your stated enquiry. This sharing occurs only with your explicit consent at the time of form submission.
• Analytics providers — Google Analytics to understand site usage (data is anonymised).
• Advertising networks — Google AdSense to serve relevant advertisements.
• Email service providers — to send newsletters (only if you have subscribed).
• Hosting providers — our web host may have access to server logs.

All third-party providers are required to handle your data securely and are prohibited from using it for their own marketing purposes.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyse site traffic, and serve relevant advertisements. Cookies used on this site include:

• Essential cookies — necessary for the website to function.
• Analytics cookies — Google Analytics cookies to measure traffic and behaviour.
• Advertising cookies — Google AdSense cookies to display personalised ads.

You can control and manage cookie preferences in your browser settings. Disabling certain cookies may affect site functionality. For more information about Google's use of cookies, visit Google's Cookie Policy.

7. Data Retention

We retain non-personal usage data only for as long as necessary to fulfil the purposes described in this policy, typically no longer than 26 months. If you voluntarily provide personal data (e.g., via a contact form), it will be retained only as long as needed to respond to your query. Newsletter subscribers' email addresses are retained until you unsubscribe.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access personal data we hold about you.
• The right to correct inaccurate or incomplete data.
• The right to delete your data ("right to be forgotten").
• The right to object to or restrict processing.
• The right to data portability in a machine-readable format.
• The right to withdraw consent at any time where processing is based on consent.
• The right to lodge a complaint with the relevant data protection authority in your jurisdiction.

To exercise any of these rights, please contact us at info@newedgepolicy.com.

9. Security

We implement appropriate technical and organisational security measures to protect your data from unauthorised access, alteration, disclosure, or destruction. These measures include SSL encryption, secure server configurations, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure.

10. Children's Privacy

NewEdgePolicy is not directed at individuals under the age of 16. We do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a minor, please contact us immediately at info@newedgepolicy.com and we will delete it promptly.

11. International Data Transfers

NewEdgePolicy serves a global audience. Your information may be transferred to and processed in countries outside your country of residence, including countries where data protection laws may differ. By using our site, you acknowledge and consent to such transfers. We take steps to ensure that transferred data is handled in accordance with applicable data protection standards.

12. Third-Party Links

Our website contains links to external websites, including insurer websites, regulatory bodies, and financial information portals. We are not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policies of any third-party sites you visit before providing personal information.

13. Advertising

NewEdgePolicy uses Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to our site or other sites on the internet. You may opt out of personalised advertising by visiting Google Ads Settings. NewEdgePolicy does not control the content of Google-served advertisements.

Some content on this site may be sponsored or may include affiliate links. Such content is clearly distinguished from editorial content wherever applicable.

14. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. When we make changes, we will update the "Last updated" date at the top of this page. Continued use of the website after changes are posted constitutes your acceptance of the revised policy. We recommend reviewing this page periodically.

15. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Email: info@newedgepolicy.com
• Website: newedgepolicy.com/contact.php