Home Insurance — News & Guides
Home insurance news, tips on property coverage, natural disaster riders and claim processes.
Understanding Home Insurance in India
Home insurance protects the structure of your home and the belongings inside it against risks such as fire, burglary and natural disasters like floods and earthquakes. It is inexpensive relative to the value it protects, yet widely under-bought in India.
Decide whether you need structure cover, contents cover or both. Insure the structure for its reconstruction cost rather than its market or land value, and insure contents for their replacement value. Check the perils covered, the exclusions, and whether high-value items must be listed separately. Tenants can insure just their contents. Reading the policy wording for what is and is not covered is the single most useful step before buying.
Home Insurance and Flood Damage in India 2026: What Is Covered
Quick answer: A standard Indian home insurance policy — including the IRDAI-mandated Bharat Griha Raksha product — d…
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How to Choose the Right Insurance for Home-Based Care and Household Protection
As Indian households increasingly combine medical recovery at home with technology-enabled living, insurance needs are e…
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Hidden Loopholes in Home Insurance That Could Cost You Thousands!
Home insurance is the protection against unforeseen expenses one incurs as a result of damage to his/her home. But so ma…
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Understanding the Difference: Home Insurance vs. Home Warranty
Starting from protecting your investment would be your foremost job as a property owner. This protection can come from h…
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